Closing Costs Cost Guide
Closing costs are fees paid at the end of a real estate transaction. They typically range from 2-5% of the purchase price and include various administrative and legal fees.
National Average Range
$9,000
$3,000 - $15,000 cost
What to Expect
Closing costs include loan origination fees, appraisal fees, title insurance, escrow fees, recording fees, and prepaid items like property taxes and homeowners insurance.
Factors Affecting Cost
Property price, Loan type and amount, Location (varies by state/county), Title company fees, Attorney fees (if required)
Tips for Getting the Best Value
Ask for a Loan Estimate upfront to understand costs, Shop around for title insurance and services, Negotiate with the seller to cover some costs, Budget 3-5% of home price for closing costs
Cost by Location
Prices vary by city. Select a location below to see local cost estimates.
New York, NY
$10,711
Los Angeles, CA
$7,942
Chicago, IL
$8,088
Houston, TX
$8,677
Phoenix, AZ
$8,354
Philadelphia, PA
$7,536
San Antonio, TX
$7,756
San Diego, CA
$7,095
Dallas, TX
$8,452
San Jose, CA
$8,097
Austin, TX
$6,948
Jacksonville, FL
$7,542
Fort Worth, TX
$7,234
Columbus, OH
$7,827
Charlotte, NC
$7,819
Indianapolis, IN
$8,266
San Francisco, CA
$7,439
Seattle, WA
$6,723
Denver, CO
$7,979
Nashville, TN
$7,158